12-31-2009, 08:47 AM
Hate: My first car payment is due on 12/31. I had to wait on money to clear in my primary checking account to make the payment. I just logged onto the other bank, a credit union actually, to pay my bill tonight so that it would clear in the morning.
Of COURSE, every possible option for "Credit Card Payment or Inquiry" tells me "This service is not available."
I have to be at work two hours before normal time tomorrow and we are going to be slammed till midnight (from around 2pm). I'm going to have to go down personally to see them and make my payment in person, but something tells me that this is intentional (it seems like online pay always "goes down for maintenance" for 24 hours at the one day before late mark). I bet if I get down there, knowing banks, I'll see a sign saying "Closed 12/31 and 1/1 for New Years" (noting that they are also closed Saturday and Sunday).
So now I'm trying to figure out how to not have my first car payment be late and immediately defaulted or whatever the hell they'll do.
Basically, I hate when everytime you try to pay a bill, even if you try for three days early, some "technical issue" comes up and it locks you out of the system until (miraculously) 12 hours past the deadline.
Of COURSE, every possible option for "Credit Card Payment or Inquiry" tells me "This service is not available."
I have to be at work two hours before normal time tomorrow and we are going to be slammed till midnight (from around 2pm). I'm going to have to go down personally to see them and make my payment in person, but something tells me that this is intentional (it seems like online pay always "goes down for maintenance" for 24 hours at the one day before late mark). I bet if I get down there, knowing banks, I'll see a sign saying "Closed 12/31 and 1/1 for New Years" (noting that they are also closed Saturday and Sunday).
So now I'm trying to figure out how to not have my first car payment be late and immediately defaulted or whatever the hell they'll do.
Basically, I hate when everytime you try to pay a bill, even if you try for three days early, some "technical issue" comes up and it locks you out of the system until (miraculously) 12 hours past the deadline.

