Questionario..

[Waffuru]

How does the 20 TP penalty for switching work?

After all of your stats are totaled and distributed into the new stat system, you lose 20 TP from your "stored' TP. This is the last thing done. So, if you choose to store 20+ TP, you'll basically pay it off immediately. If you choose to store less than 20 TP, your stored TP will be set to the appropriate negative amount. Your stored TP must be positive before buying stat points with your weekly training.

If you need help switching stats, I'll help you out.

And yeah, you'll keep all your items and techniques. That includes Spiritken and level 1 ki sense.